Military personnel and their families face many of the same financial management challenges as civilians. Like most adults, they must continually grapple with everyday financial decisions like budgeting and bill paying while also managing long-term considerations like retirement planning and debt management. However, being in the military also involves unique circumstances and stresses that can make financial management even more difficult: deployments, frequent changes of station (PCS) and prolonged separation from immediate family. Military personnel must also be vigilant about their credit ratings in order to preserve their security clearances. On top of these stresses, post-war force reductions may limit future military career opportunities for some service members.” - 2012 FINRA Investor Education Foundation report. STEP’s standard operating procedures focus on the following eligibility prerequisites: 1) the client is active duty military or a recently (with 18 months) honorably discharged veteran in the pay grade of E1-E6, and 2) the client resides in one of the seven supported counties (San Diego, Orange, Los Angeles, Ventura, San Bernardino, Riverside and Imperial Counties).
"My husband...got to attend a seminar and found it VERY helpful. I can truly say that the help we received from you and the training my husband got on budgeting through the seminar got us back on our feet."
A family's financial health is part of mission readiness. Pick up the tools to successfully balance your family budget and plan for a healthy financial future at STEP's Financial Freedom Seminars.
Our complimentary Financial Planning Seminars, generously sponsored by Boeing and led by Certified Financial Planners, teach military and veteran families money-saving strategies and techniques to help them get out of debt and reach their financial goals. Participants will enjoy information-loaded seminars with free food, prizes, and most importantly new ways to manage their money!
• January 27 - Surviving the Military (Financially)
• February 6 - Stretch Your Dollars
• March 9 - Car Buying
• April 16 - Be Debt Free ... Forever
• May 19 - Values and Money for Adolescents (Money Basics)
• June 25 - FICO & Debt Traps
• July 13 - Christmas in July
• August 20 - Understanding Your VA Home Loan
• September 14 - Should I Buy That New Car? Budgeting for Real Life
• October 22 - Be Debt Free ... Forever (Repeat)
• November 21 - FICO & Debt Traps (Repeat)
• December 7 - Avoiding the Financial Holiday Hangover
“Wow, thank you isn't enough to express how appreciative we are. Truly brought tears to my eyes.God bless you and everyone who have made this possible for our 3 children."
A holiday program that links military and veteran families who are currently struggling or recovering from financial hardship, with civilian families and corporate sponsors throughout the Southern California community. The generosity extended by these caring folks help ensure our service members, veterans and their families receive a variety of gifts to help their families experience the true spirit of the holidays. Last year, STEP and their community partners were able to give more than 500 family members something to be merry about in an otherwise bleak year.
"Thank you so much for providing the opportunity for me and my fellow (Wounded Warrior) caregivers to have a 'care-free' day in which we enjoyed ourselves without the worry of home life."
Behind every wounded warrior stands another courageous yet silent hero. The wives of our wounded service members stand strong and tall despite the challenges they face as they take on new roles as lifelong caregivers. These brave women are often forced to give up their careers and time with friends as they work around the clock to ensure their husbands receive the care and support that they need. Their lives are far from normal and more difficult than anyone could imagine. STEP organizes and hosts several events throughout the year to pay tribute to these extraordinary women. Whether it's a spa day at the luxurious La Costa Resort & Spa in Carlsbad or a fun-filled day at the San Diego Zoo, our retreats provide these women with a quick getaway to relax, rejuvenate, and reconnect with other women who understand their pain and struggles.
For more information on how to sign up for the next PROJECT Wounded Warrior Wife event, please "Like" us on Facebook to receive the latest announcements and updates. You can also ask your Command Ombudsman or Family Readiness Officer to contact us at firstname.lastname@example.org
Throughout the year, STEP strives to build healthy relationships with community partners (i.e. San Diego Padres) to acquire in-kind donations (i.e. tickets) that we are able to give to active duty and veteran families. These gifts are meant to directly offset costs they would incur if they were trying to provide entertainment from their monthly family budget. The events are meant to help provide a short period of relief from the stress involved with financial hardship. They afford the family a short opportunity to enjoy quality time together without deviating from their long-term financial growth.
Cammies to College is an Educational Resource Street Fair. Our military and veterans get too many resources thrown at them for assistance resources. This places burden on them and can be overwhelming. STEP is focused at assisting our military and veterans to achieve financial self-sufficiency and an education can be key in achieving this for one’s self and family.
Cammies to College is designed to introduce our military to all of the options available to them in using their educational benefits by bringing all the resources together in one place for one day, to be at the disposal of our military and veterans who want to learn more about further education, putting the faces with the names and phone numbers.
Through warehouse visits, families receive diapers, wipes, car seats, cribs, baby clothing, high chairs, baby hygiene products and toys for their babies and small children. The money that these families save on baby items can be put to better use by addressing factors that surround their immediate financial needs.
Our annual baby drive is specifically designed to collect the goods necessary to support our young families to help get back on a path to financial self-sufficiency. This year we targeting to get $50,000 in in-kind donations, so we can continue help more young military families.